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Coronavirus update – June 1st
Coronavirus (COVID-19) brings with it a great deal of uncertainty to our health & wellbeing as well as placing enormous pressure on our economy. As we all try to find a way through this challenging time, we at Centora can help you by keeping in regular contact and providing you with as much information as possible.
"What do I need to do right now?" Cashflow and communication should be the two highest priorities for every small business.
Please call us on 01276 300103 and we will do our best to help.
You can check the Government website dedicated to COVID-19: GOV.UK
Business Support information is available here: Business Support GOV.UK
A fact sheet is available for individuals and small businesses: HM Treasury
"How do I get the 80% government funding for my staff?"
We found the blog from Mike Brown of Crystal Clear Financial Services Ltd very useful.
Please check his website for these useful tips: Mortgage Payment Holidays – Covid-19
Rishi Sunak announced today, 26th March, that self-employed people will be able to have 80% of their monthly wages covered by the Government.
If the only barrier to your business making an insurance claim was a lack of clarity on whether the government advising people to stay away from businesses, rather than ordering businesses to shut down, was sufficient to make a claim on business interruption insurance:
The government’s medical advice of 16 March is sufficient to enable those businesses which have an insurance policy that covers both pandemics and government ordered closure to make a claim - provided all other terms and conditions in their policy are met. Businesses should check the terms and conditions of their specific policy and contact their providers if in doubt.
However, most businesses have not purchased insurance that covers pandemic related losses. As such, any affected businesses should note the government’s full package of support, including the Coronavirus Business Interruption Loan Scheme and business rates holiday.
It is worth pointing out an initiative called Take Five to Stop Fraud. At a time when many of us are working remotely, perhaps with new processes or procedures in place, and staff performing tasks outside of their usual work, remember to stop and consider whether messages are genuine before parting with your money or information. Criminals will use the publicity around Coronavirus as a chance to pose as a genuine organisation, including banks, police officers, Government agencies, the World Health Organisation or other health service providers. Please be vigilant.
We will update this page regularly and we hope you will find it a valuable source of information.
Best wishes from Arnaud and the rest of the Centora team.
Stay safe.
Updated 1st June 2020